It's really helping me to keep up to date with all this so hopefully you won't mind too much if I have another ramble through my thoughts today.
My goals for 2025 are
Healthy finances:
I'm still sticking to the needs only - mostly. There have been a few things but nothing too wasteful or costly.
I'm keeping up with the bank account checking.
I've dolloped another sum into my Jolly Holidays account that has come from the Needs Only goal plus the 'pay myself first' sum that goes from bank to savings on the first - or, this time, on the third - every single month on standing order.
I'm still not sure how much certain things will increase by, both incomings and outgoings, but will keep an eye on things.
I've dolloped another sum into my Jolly Holidays account that has come from the Needs Only goal plus the 'pay myself first' sum that goes from bank to savings on the first - or, this time, on the third - every single month on standing order.
I'm still not sure how much certain things will increase by, both incomings and outgoings, but will keep an eye on things.
Healthy mind and body.
Apart from the occasional twinge, the back seems fine now and I'm back to full efforts in the classes.
Potters next weekend should be a very energetic time, one way and another.
As far as my mind is concerned, does it count to learn a few more skills - like sanding down and recoating a table top and getting this sourdough thing sorted? I think it probably does.
Healthy lifestyle.
Back on the healthy eating plan and having fun discovering new recipes that match both SW and the Mediterranean way of eating.
Plenty of social activities with friends but not so many that they become overwhelming. I am an introvert at heart
February's aims were . . .
- To continue with the Needs Only spending. Tick and ongoing
- To continue using what I have in freezer, fridge and cupboards . . . Tick and ongoing
- Linked with that to move a specific amount across to short term savings at the end of the month. I have a specific amount in mind but won't be sharing that. Tick and ongoing
- To continue updating my spreadsheet every time anything goes out of my account so I absolutely KNOW where I am at any given point in the month. Tick and ongoing
- To continue with the Food Bank collection and, specifically, to check what's really needed and make sure I focus on that. Tick and ongoing
- To make a decision about whether to go for another cruise and to decide on a linked savings target to go towards that (I suppose you could call it a sinking fund but it will be on the spreadsheet, not a separate account.) Done - no cruise but three planned holidays, one this year and two next. Savings are underway
- To do one extra online SET class each week, if possible. Tick
- To continue with the decluttering. Tick, although it has slowed down since the redecorating - must get back on it.
- Resume the daily weed scraping when they start fighting back - and they will! They have. IU am!
So, all good. Some are really feeling more like habits so can vanish from the goals list with the proviso that they come back on again if necessary.
March's aims.
The ongoing ones from February plus:
- Resume the daily decluttering
- Get to grips with sourdough starter and baking
- Learn how to re-stain my coffee table tops - and at least get started.
- Find another knitting or crochet project.
Well done on February progress and good aims for March too. Our van goes for service tomorrow so that’s an eye watering amount to start the month! Then the plumber is coming in the afternoon so that’s an eye we can choose the sanitary ware for the refurbed bathroom and boiler re-siting. All saved up for so no surprises. Catriona
ReplyDeleteOuch. Beth's car has its MOT and service tomorrow too and she knows there's stuff that needs doing. It is adapted with a hoist for her wheelchair so that does complicate matters a bit, I think.
DeleteHappy choosing - that sounds like fun. xx
You have some good aims for March, I hope it all proves successful for you. Did you find that February just flew by, I seemed to blink and it was gone!!
ReplyDeleteThanks, Sue. Yes, it really has passed very quickly indeed. I know it is a bit shorter but not THAT much shorter. xx
DeleteI really need to follow that "needs only" though since it isn't only me that could be slightly difficult.
ReplyDeleteGod bless.
Yes, I totally get that. For me, I only need to consult myself about things like that but most people don't live solo and have to consider others too. I guess you can apply it to some things but some things need to be in through consultation and joint decision making.
DeleteWe can only do what we are able to do. xx
You've done so well, Joy. I always feel like you manage to achieve a really great spend/save balance. My goals for the year are to get a grip of my finances, and to do some more improvements on my house. Xx
ReplyDeleteI really like yours - very worthwhile to work on. xx
DeleteGood luck with your new March aims.
ReplyDeleteI hope you find a good knitting or crochet pattern to enjoy working on and that
" Bubbles" behaves for you.
We are still decluttering here but at a slower pace for now.
Re-staining the coffee table is a great idea and will give the furniture a new lease of life.
Decluttering really does take time. I've lost motivation at the moment but it will return, I am sure. xx
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